Caja Rural de Granada cumple con requisitos de capital acordados por el Banco de España para 2025
The Bank of Spain communicated to Caja Rural de Granada, a cooperative credit company, the minimum prudential capital requirements that will be met starting from January 1st, once the results of the Supervisory Review and Evaluation Process (SREP) are known.
As of September 30, 2024, Caja Rural de Granada met these requirements. In its «feathered» version, it reported a CET1 ratio, a Tier 1 ratio, and a total capital ratio of 26.16%. In its «fully loaded» version, on the same date, these ratios were 26.09%.
The entity reported that in 2024 it must maintain a total capital ratio at an individual level of not less than 9.375% of the total amount of risk exposure (Pillar 1).
This includes a minimum total capital ratio of 8% and a requirement of 1.375% of own funds to be maintained at a minimum, of which 56.25% must be met with Common Equity Tier 1 (CET1) and 75% with Tier 1 capital.
On the other hand, the Pillar 2 guidance is maintained at 0.250% above the total prudential requirement level (OCR), satisfied with its own permitted funds1.
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